Loan Officer Job at STATE BANK OF BELLINGHAM, Bellingham, MN

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  • STATE BANK OF BELLINGHAM
  • Bellingham, MN

Job Description

Benefits:

401(k)

Health insurance

Paid time off

Benefits/Perks

Careers Advancement Opportunities

Flexible Scheduling

Competitive Compensation

Job Summary

We are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.

Responsibilities

Interview applicants to gather financial information

Evaluate creditworthiness

Process loan applications

Set up debt payment plans

Report on financing decisions

Complete loan contracts

Assist clients in understanding the terms and conditions of their contracts

Maintain up-to-date knowledge of current financial services and types of loans

Keep detailed records for all accounts

Qualifications

Previous experience as a Loan Officer is preferred

Familiarity with Microsoft Excel, Word, databases, and loan processing with Fin Pack and banking software

Knowledge of lending products and practices

Strong customer service and communication skills

Ability to perform in a goal-oriented environment

Job Tags

Flexible hours

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